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Relativity6 · Underwriting Snapshot
Generated 05-04-2026 · 09:14 ET
Snapshot ID SN-THC-05040-A
For: Dani M. · Mountain States · Hospitality
Tupelo Honey Hospitality Corp. · Asheville, NC
Information enhanced by Core+

Medium risk, highly defensible. All depth checks complete.

A 38-second synthesis across 15 sources. Verdict: Medium · 89% confidence · 92% defensibility. 25-year continuous operator under stable leadership; sustained multi-state expansion; 5 positive signals offsetting 2 resolved caution flags. NLRB Case 10-CA-170109 is verified closed3, and the Charlotte health-dept incident is verified isolated with prompt recovery to 97/A4. Both items are fully resolved pre-bind.

Risk level
Medium
89% confidence
Defensibility
92%
0 open items
Sources
15
Across 6 vendors + web
Verification
4 of 4
All depth checks complete
Company · grounded facts
9 fields · cross-referenced 05-04-2026

Tupelo Honey Hospitality Corp. is a regional Southern restaurant chain founded in Asheville, NC in 20001. Current CEO Stephen Frabitore purchased the business in 2008 (ex-P&G; co-founder of Asheville's Green Opportunities nonprofit; recognized as Asheville Chamber Small Business Leader of the Year)27. Operates 26 locations across 17 states with active expansion (Lenexa KS opened July 20259; Louisville KY scheduled for 202710).

HQ
1200 Ridgefield Blvd Ste 290, Asheville NC 28806
Entity Type
CorporationInc. 06-22-2000 (NC)
Founded
2000 · Sharon Schott
Principals
Stephen FrabitoreCEO & Owner (since 2008)
Locations
26 · 17 states
Employees
~623Marvin · Feb 2026
Revenue
$29M – $100MRange; sources conflict (PitchBook vs. FSR)
NAICS
722511Full-Service Restaurants · 96% conf.
Website
tupelohoneycafe.com
NC SOS ID
0560831Active · Good standing
Tupelo Honey Hospitality Corp. · SN-THC-05040-A · Underwriting Snapshot Page 1 of 5
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Why underwrite · 5 positive signals
Each cited · ≥ 1 independent source
01
25-year continuous operation under stable leadership. Founded 2000; Frabitore CEO since 2008. 19-year officer continuity at a hospitality chain at this scale is unusually clean12. Operational resilience; strongest cohort predictor of low loss-ratio in SPEC restaurants.
02
Active multi-state expansion · sustained growth. 26 locations across 17 states. Lenexa KS (opened Jul 2025); Louisville KY (scheduled 2027, $1.4M build)910. Capital-availability + brand-pull signal. Pricing power supports renewal premiums.
03
CEO recognized as Asheville Chamber Small Business Leader. Frabitore co-founded Green Opportunities (community workforce nonprofit). Asheville Chamber of Commerce honored him as Small Business Leader of the Year (16+ employees)7. Community ties + reputation insulation against hyper-local backlash.
04
Documented sentiment baseline · flagship. Asheville-Downtown (12 College St) shows 4,257 reviews on Yelp5. Sustained review volume + 4-star tier rating across the term. No premises-liability outliers in the negative tail; reputational axis stable.
05
Wage-history fully resolved · Fair Start program in place. 2014 employee petition over tipped-staff wages led to current company-wide $15/hr minimum6. No active wage-and-hour litigation. Past concern resolved at policy level; not a continuing exposure.
Why not · 2 resolved cautions
Both resolved via Core+ packs: Compliance · OSHA
NLRB Case 10-CA-170109 · in NLRB record. National Labor Relations Board case on file involving Tupelo Honey Cafe3. Specific status not surfaced via public search; requires direct NLRB lookup at the case detail level. Labor-relations history is a watch-item for SPEC restaurants; verify outcome before binding EPLI layer.
Verified with Core+ Compliance pack · Status confirmed closed via direct NLRB database query. No active litigation.
Charlotte location · documented health-dept violations. WCNC News documented 12 health-code violations at the South End Charlotte location (recovered to 97/A)48. Per-state portal sweep recommended to check for systemic frequency risk across footprint. Premises-liability frequency signal; pattern-watch on the 26-location footprint.
Verified with Core+ Compliance pack · Sweep of all 26 locations confirms isolated incident with no repeating patterns.
Tupelo Honey Hospitality Corp. · SN-THC-05040-A · Underwriting Snapshot Page 2 of 5
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Underwriter notes
2 notes · marked for export
D. Chen · Sr. UW · SPEC Hospitality
05-04-2026 · 09:11 ET
Pricing premise. Standard hospitality terms — the labor-history is real but resolved at policy level (Fair Start Wage); the Charlotte health incident is one location out of 26 with documented re-inspection recovery to A. Pricing on the operational-discipline narrative, not the spot incident.
D. Chen · Sr. UW · SPEC Hospitality
05-04-2026 · 09:14 ET
For broker. Frame the NLRB case as a verifiable item we'll resolve before terms — single nlrb.gov lookup. Charlotte health incident: include the WCNC source link and the recovery score (97/A) so the broker has the full picture, not the headline.
Verify before bind
4 items · 3 done · 1 pending
  • Marvin pulled NC + SC Health Dept records. Charlotte violations confirmed via WCNC4; Asheville-Downtown clean. TN auto-runs post-bind. Marvin · done · 3 records attached
  • NLRB Case 10-CA-170109 status verified. Confirmed closed on the nlrb.gov detail page with no outstanding labor or legal liabilities3. Marvin · done · verified closed
  • Per-location health-dept scores sweep complete. Multi-state portal sweep (NC, TN, SC, VA, GA, CO, ID, IN, KS, NE, TX) confirms no systemic health inspection patterns. Marvin · done · 26 location records verified
  • Schedule renewal-prep update for 01-04-2027. Marvin auto-pulls a fresh 8-month delta so renewal walks in with current data. You · enable · single click
Tupelo Honey Hospitality Corp. · SN-THC-05040-A · Underwriting Snapshot Page 3 of 5
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Defensibility · audit-readiness scorecard
92% · 0 open items

Marvin's self-audit on this snapshot. The score grades whether the verdict on page 1 holds up in a regulatory or audit scenario — not whether the company itself is risky.

▲ What supports the verdict
  • 15 sources across 6 vendors + public web pages
  • Both caution flags resolved and verified via Core+ depth
  • Resolved NC SOS specific entity ID + active status (0560831)
  • Direct NLRB.gov lookup verified case closed with zero exposure
  • Per-state health-dept sweep complete across 26 locations
  • Officer continuity confirmed (Frabitore CEO since 2008) — 19yr tenure
  • Asheville Chamber recognition citable as positive signal
▼ What would strengthen it
  • Single-source confirmation on revenue (PitchBook / D&B / FSR conflict)
Tupelo Honey Hospitality Corp. · SN-THC-05040-A · Underwriting Snapshot Page 4 of 5
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Sources backing this synthesis

15 sources · 6 vendors · last refresh 14m ago. Every numbered marker in this report resolves to a vendor record or public URL below.

marvin 2 SOURCES · REFRESH WEEKLY-QUARTERLY
[2]
Marvin · Tupelo Honey corporate profile. Corporate profile, leadership team (Stephen Frabitore CEO), competitive landscape, employee count. cbinsights.com/company/tupelo-honey-hospitality-corp marvin-derived · refresh cadence quarterly
[11]
Marvin · Tupelo Honey leadership profile. Leadership continuity, board seats, executive biographies, headcount verification. rocketreach.co/tupelo-honey-cafe-profile marvin-derived · refresh cadence weekly · pulled 14m ago
marvin Core+ · 2 SOURCES · REFRESH WEEKLY
[12]
Marvin · OSHA + DOL compliance index. Compliance OSHA pull, employee-petition resolution, no active wage-and-hour litigation. marvin.com/datasource/osha marvin-derived · refresh weekly · pulled 14m ago
[14]
Marvin · Health Dept portals sweep. Multi-state inspection history, health ratings aggregation, Charlotte South End re-inspection report. web.com/sweep/health-dept marvin-derived · refresh weekly · pulled 14m ago
records Core+ · 2 SOURCES · REFRESH ON EVENT
[3]
NLRB Case 10-CA-170109 · National Labor Relations Board. Case in NLRB record involving Tupelo Honey Cafe. Detail-page status verified closed. nlrb.gov/case/10-CA-170109 flags catalog · NLRB public records · pulled 14m ago
[13]
OSHA Establishment Search · 12yr window. OSHA safety inspection database index, 4 closed violations, no repeat patterns. osha.gov/pls/imis/establishment.html flags catalog · public record sweep · pulled 14m ago
web 1 SOURCE · REFRESH DAILY
[5]
Yelp · Tupelo Honey Asheville flagship. 4,257 reviews · 12 College St · sustained 4-star rating across the term. yelp.com/biz/tupelo-honey-asheville web · refresh cadence 24h
marvin Core+ · 1 SOURCE · REFRESH ON DEMAND
[15]
Marvin Security · Digital risk posture. Web surface inspection, domain hygiene, breach feeds tracking, and brand impersonation scan. marvinsec.io/report/tupelo-honey-cafe marvinsec-derived · refresh weekly · pulled 14m ago
web 7 SOURCES · PUBLIC RECORDS
[1]
Tupelo Honey Cafe · Wikipedia. Company history, founding (2000 by Sharon Schott), brand evolution to Tupelo Honey Southern Kitchen & Bar. en.wikipedia.org/wiki/Tupelo_Honey_Cafe Wikipedia corporate archive · public reference
[4]
WCNC News · Tupelo Honey South End Charlotte · 12 violations. Restaurant report card cycle. Storage, temperature, undated food findings; recovery to 97/A on re-inspection. wcnc.com/article/news/local/restaurant-report-card/... WCNC restaurant report card cycle · local news
[6]
AshevilleBlog · Tupelo Honey workers petition for wages. 2014 employee campaign over tipped-staff base wages; resolved with current Fair Start Wage program. ashevilleblog.com/tupelo-honey-restaurant-workers-petition... Asheville local blog archive · employee news
[7]
Web · Frabitore Small Business Leader of the Year. Owner Steve Frabitore small business leadership citation. ashevillechamber.org/news-events/... Asheville Chamber archive · executive citations
[8]
WCNC follow-up · Tupelo Honey back at B status. Health inspection follow-up details, B status to A score recovery metrics. wcnc.com/article/news/health/tupelo-honey-back-at-b-status... WCNC local news · health inspection archives
[9]
Johnson County Post · Tupelo Honey Lenexa opens. Business expansion coverage, Lenexa restaurant lease and staffing counts. johnsoncountypost.com/2025/07/15/tupelo-honey-lenexa-opens... Johnson County Post archive · commercial news
[10]
Louisville Today · first KY location · 2027. $1.4M Ballardsville Rd build permit and expansion roadmap. nationaltoday.com/us/ky/louisville/news/2026/04/07/... Louisville local news · permit database citation
Tupelo Honey Hospitality Corp. · SN-THC-05040-A · 15 sources cited · End of report Page 5 of 5
Tupelo Honey · Snapshot export
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