Quickstart

You already know the problem. A submission lands, and you're copy-pasting across six systems for the next 45 minutes — hoping you don't miss the one thing that matters. Relativity6 collapses that into 90 seconds.

The underwriting bottleneck

Every commercial underwriter lives in the same loop: a broker sends a submission, and the clock starts. You need a complete risk picture — entity verification, OSHA history, litigation exposure, ownership structure, digital presence — and you need it before the broker places it elsewhere.

Today that means toggling between your AMS, LexisNexis, D&B, state licensing portals, Google, court records, and whatever else your line demands. Six or more systems, no shared context, no audit trail connecting them. The research is manual, the format is inconsistent, and the fear of missing a material fact never goes away.

What Relativity6 does differently

Relativity6 replaces the multi-system hunt with a single input: company name and state. From there, Marvin — our AI underwriting copilot — pulls from 14+ data providers simultaneously, resolves the entity, cross-references the signals, and delivers a structured Snapshot with every claim sourced and citable.

Built for how underwriters actually work

Whether you're a high-volume desk writing small-business BOPs or a specialty underwriter digging into complex risks, the workflow is the same: search, review, decide. Relativity6 adapts to your segment:

Try it now

The fastest way to understand Relativity6 is to run a Snapshot yourself. Our Workbench demo is preloaded with sample data so you can explore the full experience — search, review a Snapshot, examine sources, and see how Marvin synthesizes risk signals into actionable intelligence.

Your first Snapshot in three steps

1. Search — Enter a company name and state. Marvin resolves the entity and begins pulling from all connected data providers. Results arrive in about 90 seconds.
2. Review — Scan the Snapshot top-to-bottom: firmographics, risk flags, regulatory history, digital presence, and Marvin's plain-language synthesis. Every data point has a source pill you can click to verify.
3. Decide — You have the complete picture. Quote, decline, or refer up — with a citable, exportable file backing your decision.

Pricing

Pricing is a conversation. We tailor our plans to your organization's specific needs, ensuring you get the right signal depth and features for your underwriting team.

How pricing works

Our pricing is built on two independent levers that scale with how your team actually grows:

Plans

Feature comparison

Key numbers

What you can expect when your team is up and running:

Frequently asked questions

How snapshots work

Learn how Relativity6 builds a Snapshot — from entity resolution through data aggregation to Marvin's synthesis.

The Generation Process

When you request a snapshot (e.g., for "Thirty-One Jane LLC"), our system kicks off a series of concurrent processes:

1. Entity Resolution: We resolve the input against our internal graph and public registries to confirm the exact legal entity.
2. Data Aggregation: We pull live data from Secretary of State filings, real estate databases, footprint analysis, and digital presence APIs.
3. Marvin Synthesis: Marvin, our proprietary AI, reads the raw data, resolves conflicting information (like mismatched DBAs), and writes the cohesive "Company Facts" prose you see at the top of the report.
4. Risk Scoring: Data is passed through your configured Risk Profile to highlight red flags.

Caching & Freshness

By default, Snapshots are cached for 30 days to save you credits. If you need absolute real-time data, you can pass the force_refresh=true flag in your API call or click the refresh icon in the Workbench.

Understanding your report

A card-by-card walkthrough of everything in a Snapshot report.

1. Company Facts

The top section contains human-readable prose synthesized by Marvin. It provides a quick summary of what the business does, its history, and its physical footprint.

2. Risk Hero

A visual gradient that indicates the overall risk level of the entity based on your specific risk configuration. Green indicates low risk, while red indicates critical flags.

3. Intelligence Chips

Below the summary, you'll find interactive chips (e.g., Company registration, Property verification). Clicking these opens a drawer with the raw source data and confidence scores.

4. Core+ Modules

Locked chips with a star (★ Core+) represent premium data sources like Adverse Media or OSHA records. You can unlock these on-demand.

Data sources

A complete list of the 14+ data providers Relativity6 aggregates, what each covers, and how often data refreshes.

• Government Registries: Direct integrations with all 50 US Secretary of State databases for active/inactive status and true legal names.
• Digital Footprint: Web scraping, review aggregation (Yelp, Google), and social media presence mapping.
• Property & Footprint: Satellite imagery APIs and municipal parcel data for property verification.
• Compliance: Federal and state agency databases including OSHA, EPA, and labor boards.

What is Marvin

Meet Marvin — your AI underwriting copilot that reads every data source and synthesizes risk narratives.

Marvin is the intelligence layer of Relativity6. Unlike traditional data providers that return raw JSON blobs filled with null values, Marvin acts as an autonomous research assistant.

Think of Marvin as an incredibly fast junior analyst. When given a company name, Marvin doesn't just query a database; it actively searches the web, reads the company's "About Us" page, cross-references it with state registries, and writes a cohesive summary.

How Marvin works

Under the hood: how Marvin processes data, applies your risk profile, and produces confidence-scored recommendations.

The Agent Architecture

• The Researcher: Browses the live web and scrapes relevant text.
• The Verifier: Cross-checks the scraped text against trusted databases (like state registries) to assign a Confidence Score.
• The Synthesizer: Writes the final, human-readable prose that appears in your Snapshot.

You can interact directly with Marvin in the Workbench by opening a notebook and asking questions like "Did this company ever operate under a different name?"

Risk profiles overview

How risk profiles shape Marvin's analysis and what each configuration option controls.

Not all businesses view risk the same way. A tech startup has a different risk appetite than a commercial property insurer. Risk Profiles allow you to define exactly what constitutes a "red flag".

By default, Relativity6 provides an "Out of the box" profile, but you can create unlimited custom profiles to match your underwriting guidelines.

Configuration options

Reference for every setting available in the risk profile editor.

Available Signal Adjustments:

• Registration Status: Flag companies that are inactive or have lapsed in the last 12 months.
• NAICS Mismatch: Flag when the self-reported industry code drastically differs from Marvin's classified industry.
• Adverse Media (Core+): Flag negative news mentions involving fraud, litigation, or leadership changes.
• Web Presence: Flag companies with no active website or empty domains.

Team management

Invite teammates, manage roles, and configure seat allocation for your workspace.

Relativity6 supports Role-Based Access Control (RBAC) to ensure your data stays secure.

• Admin: Full access to billing, API keys, and team invites.
• Manager: Can create and edit Risk Profiles and view team usage.
• Analyst: Can generate Snapshots and chat with Marvin, but cannot change global settings.

Usage & billing

Track token consumption, snapshot counts, and manage your subscription plan.

Navigate to Settings > Billing to view your current usage. The dashboard provides a visual breakdown of your Credit consumption over the current billing cycle.

You can set up alerts to notify you when your team has consumed 80%, 90%, and 100% of your monthly allotment.

API keys

Generate, rotate, and manage API keys for programmatic access to Relativity6.

Relativity6 provides two environments: Sandbox and Production.

To generate an API key:

1. Go to Settings > Developers.
2. Click Generate New Key.
3. Give your key a descriptive name.
4. Store the secret key securely. It will not be shown again.

All API requests must include the key in the header: Authorization: Bearer YOUR_KEY.

Frequently asked questions

Answers to the most common questions about Relativity6, Marvin, and your workspace.

Privacy & Security

How Relativity6 handles data privacy, SOC 2 compliance, and security practices.

System Status

Current platform status, uptime history, and incident reports.

Changelog

What's new in Relativity6 — feature releases, data source additions, and platform updates.

Your first snapshot

A hands-on walkthrough: from company search to bind decision in under five minutes.

Set up your risk profile for an automotive broker

Configure Marvin to underwrite like your team does — focused on auto dealers, repair shops, and fleet operations.

Step 1: Define the lines you write

Open Settings → Risk Profile → Lines you write. For an automotive broker, you'll typically select:

• Garage liability — covers auto dealers, repair shops, service stations
• Commercial auto — fleet operations, delivery vehicles, dealer plates
• Garagekeepers legal liability — customer vehicles in your care, custody, control
• Property — dealership buildings, parts inventory, specialized equipment

Marvin uses these selections to weight risk signals. A DUI conviction on an owner matters more when you're writing garage liability than general property.

Step 2: Set industry preferences

Under Industries to avoid, add any you don't want to see in your queue:

• Salvage / junk yards — environmental exposure, title-washing risk
• Motorcycle-only dealers — different risk profile, often specialty market
• Heavy equipment rental — crosses into inland marine territory

Under Industries to prioritize, flag your sweet spot:

• Franchised new car dealers — stable, manufacturer-backed
• Used car dealers (5+ years) — established operations with track record
• Fleet maintenance shops — recurring revenue, lower liability ceiling

Step 3: Configure auto-surface flags

These are the signals Marvin will always call out prominently:

• DMV complaints pattern — 3+ consumer complaints in 24 months
• EPA / environmental violation — paint booths, fluid disposal, soil contamination
• Dealer license suspension — any state action against the dealer bond
• Owner DUI / reckless driving — personal driving record of principals
• OSHA serious-tier (24mo) — lift failures, spray booth ventilation, fire suppression
• Lemon law litigation (active) — indicates potential customer dispute patterns

Step 4: Set severity behavior

• Standard — Marvin scores normally and recommends based on your line thresholds
• Surcharge on pattern — if 2+ flags appear in the same category, Marvin automatically bumps severity one tier
• Refer at material — any flag scored "material" or above triggers an automatic referral recommendation

For most automotive brokers, Surcharge on pattern is the right default.

Step 5: Verify and save

Before saving, run a test Snapshot against a known account in your book. Compare Marvin's output to your team's last manual review of the same account.

Set up for hospitality

Configure your risk profile for hotels, restaurants, bars, and event venues.

Hospitality businesses (restaurants, hotels, event venues) have unique exposures compared to standard retail. Setting up your risk profile correctly ensures Marvin flags the right signals.

Lines you write

• General Liability: The core coverage. Focus heavily on premises liability, slip-and-falls, and crowd control.
• Liquor Liability: A massive exposure if they serve alcohol. Look for liquor license violations.
• Property: Kitchen fires, water damage from guest rooms.

Signals to auto-surface

• Health Department Violations: A critical leading indicator of operational sloppiness.
• Liquor License Suspensions: Direct threat to revenue and massive liability exposure.
• Labor Disputes: Hospitality often faces wage-and-hour or discrimination claims.

Set up for retail

Configure your risk profile for retail stores, e-commerce, and consumer goods businesses.

Retail operations vary wildly from small boutiques to massive big-box chains, but the core underwriting principles remain consistent.

Focus Areas

• Premises Liability: Slip-and-fall is the most common claim. Marvin will scan reviews for mentions of unsafe conditions.
• Product Liability: Do they manufacture or just distribute? Are they importing goods directly from overseas?
• Crime & Security: Look for crime scores and mentions of theft or inadequate security.

Reading a snapshot

A card-by-card guide to understanding what's in your Snapshot and how to act on it.

Flagging bad data

How to report incorrect data points, stale information, or broken source links.

Our data is incredibly accurate, but no system is perfect. When you spot an issue, flagging it directly in the Workbench routes it to our Data Engineering team.

How to flag an issue

1. Hover over any data point (a fact, a finding, or a source).
2. Click the small flag icon that appears on the right side.
3. Select the reason (e.g., "Stale information", "Incorrect entity", "Broken link").
4. (Optional) Add a brief note explaining why you believe it's incorrect.

Exporting PDF reports

Generate branded PDF exports of your Snapshots for carrier submissions and compliance files.

Need to share a Snapshot with an underwriter or a broker who doesn't have a Relativity6 account? You can generate a clean, white-labeled PDF report in one click.

Exporting options

Click the Export button at the top right of the Snapshot. You can choose:

• Full Report: Includes everything, including the complete timeline and all sources. (Usually 4-6 pages).
• Summary Only: Just the Company Facts, Risk Hero, and Top Findings. (Usually 1 page).
• Custom: Select exactly which sections to include.

Using Marvin for triage

Let Marvin pre-screen your submission queue and surface the accounts that need human attention.

Marvin is your AI CoPilot, living right inside the Snapshot. You can chat with Marvin to ask specific questions about the data.

When to use Triage

Use Marvin to summarize long lists of reviews, extract specific dates from OSHA violations, or compare the company's risk profile against your specific underwriting guidelines.

Custom prompts

Write custom instructions for Marvin to tailor his analysis to your specific workflow.

Connecting to your AMS

Integrate Relativity6 with your Agency Management System for automated submission intake.

Introduction

The Relativity6 API lets you programmatically search for businesses, generate Snapshots, and manage risk profiles from your own platform.

GET /v1/snapshot/{id}

Retrieve a completed Snapshot by ID.

POST /v1/snapshot

Generate a new Snapshot for a business entity.

GET /v1/risk-profile

Retrieve the current risk profile configuration.

PUT /v1/risk-profile

Update your workspace's risk profile configuration.

Webhooks overview

Receive real-time notifications when Snapshots complete, flags change, or monitored entities update.

Event types

Reference for all webhook event types, payloads, and retry behavior.

Rate limits

Default rate limits, usage tiers, and how to request increases.

SDKs & Libraries

Official client libraries for Python, Node.js, and Go.