Zero-question
underwriting.

Every finding is sourced. Every decision is defensible. Every underwriter is consistent. Our Marvin™ technology is the AI data and reasoning layer powering the workbench that makes your team audit-proof.

SOC 2 compliant Fast to implement Powered by Marvin™ technology
◉ Fresh snapshot
New Horizons Baking Company
Schedule for renewal
Commercial bakery · private · since 1967 Multi-site commercial bakery headquartered in Norwalk, OH. Operates five plants across Ohio and Indiana with 251–500 employees, supplying national QSR brands incl. McDonald's. New high-speed Columbus facility online 2025.
HQ 211 Woodlawn Ave, Norwalk OH 44857 Revenue $25M–$50M est. Employees 251–500 associates NAICS 311812 · Commercial Bakeries Years 59 · founded 1967 Owner Trina Bediako · CEO
Web · company details & public filings Records & Marvin™ · Core+
Risk level High
Confidence 91%
2 caution flags 3 top findings Registration verified
Coming soon Sec. of State · UCC filings · Liquor licenses · OFAC · restricted lists · FMCSA · SAFER
Built for Tier 1 Carriers Regional Carriers MGAs Agencies & Brokers
How it works

Search to decision.
In minutes.

Three steps. No new workflows. Relativity6 slots into the process you already run — and does the research, verification, and renewal-tracking work in a single pane. Built for every layer of the underwriting process.

1
Search

Search any account.

Search with as little as a company name and address. Marvin™ starts assembling the risk picture — company facts, exposure drivers, top findings — preparing you for a quick, informed, and audit-ready decision.

Any account, instantly
2
Snapshot

Get a fully sourced read.

A complete risk analysis executes in under a minute, organized by category. Every piece of data has a source: OSHA, Secretary of State, SAFER/DOT, UCC, licenses, adverse media, litigation, and more.

Full picture, fully sourced
3
Decide & Monitor

Price, defend, renew.

Price with the full snapshot in view. Export a defensible and audit-ready PDF. At renewal, Relativity6 highlights the changes since bind: NAICS reclassifications, new lines of business, fresh OSHA violations, ownership shifts, adverse media.

Decision-ready, audit-proof
Snapshot features

Every layer of the snapshot.

One submission pulls every layer below — each one a public source Marvin™ reads, translated into a signal you can price against. Layers marked Core+ are part of the Core+ data pack.

Company registration

Legal entity, structure, and active status — so the policy attaches to a real named insured.

Property verification

Insured locations, owned vs. leased, and building characteristics behind property and BOP exposure.

Property financialsCore+

Valuation and financial signal on the locations being rated.

Online presence

Website and domain age — how established and legitimate the operator looks.

Compliance · OSHACore+

Safety citations, penalties, and repeat violations — your clearest read on workers' comp loss exposure.

Form 5500Core+

The benefit-plan filing: true headcount, plan funding, and a quiet cross-check on company size.

Sec. of State

Confirms the entity is active and in good standing, with registration date and structure.

UCC filings

Liens against business assets that reveal secured debt, leverage, and financial stress.

FMCSA · SAFER

Federal motor-carrier record: DOT authority, fleet size, inspections, and crash history.

Liquor licenses

License status and class where alcohol is part of the operation and the exposure.

OFAC · restricted lists

Treasury sanctions and watchlist screening — the compliance gate to write an account at all.

Digital riskCore+

Email authentication (SPF, DKIM, DMARC) and cyber-hygiene warning signs.

Adverse mediaCore+

Continuous news scanning for litigation, breaches, recalls, and leadership trouble.

Risk flagsCore+

The handful of findings that actually move the price, surfaced to the top first.

A different data layer?

Looking for a source we haven't listed yet? Let's talk →

Our DNA

A decade of underwriting intelligence. A decade of building Marvin™ technology.

We're building AI for one of the most regulated industries on earth — and we've been at it since 2016. Here's the short version. Full story

2016 · The problem came first

We mapped the signals before anyone called it AI.

Long before "AI" became a pitch-deck bullet, we were mapping the data underwriters needed but couldn't get to fast enough. We started with the question they were actually asking: why is this risk priced the way it is? Marvin™ was born — data, reasoning, and enrichment — to show you the right path.

Meeting you where you are
Maybe your team already runs its own agent stack. Maybe nobody's quite sure who Claude is. Either way, Relativity6 meets you where you are — bringing Marvin™, the data layer, and the audit trail. Your underwriters keep the judgement call.
2016
Regulated from day one

We didn't build around the regulation. We built inside it.

Every decision faces audit. Every finding needs a source. Marvin™ technology, our proprietary data and reasoning layer, is built inside those constraints — not around them.

A word on where we are

The goalposts move. So do we.

Problems nobody has solved yet, in an industry that rewards endurance. The platform compounds the longer you use it. Relativity6 makes models strong enough to face regulatory scrutiny, building in new territory, and shielding you from AI's hallucinations.

Marvin™ technology · the architecture

The signal in the machine.

Marvin™ aggregates from hard-to-access government sites, the web, and our own data layer — then reasons across all of it. Findings are sourced, cited, or flagged. The thinking layer is Marvin™ technology.

Today

Still here. That's the proof.

Ten years of commercial underwriting research. We've hosted most workflows, most audit standards, most renewal rhythms. Yours included.

M
The day-to-day difference with Relativity6.

Same submission.
Fewer tasks. Faster quote.

Here's what changes when we handle the research + sourcing.

Without Relativity6 With Relativity6
Research time per submission ~45 min across 6–8 sources ~12 min, single pane
Sources checked Manual — OSHA, Secretary of State, SAFER/DOT, UCC, licenses, news, broker packet Auto-aggregated, primary-source-linked
Renewal process 2+ hours of manual investigative work Side-by-side what-changed, flagged by magnitude
Data picture Gaps between broker packets, siloed sources, incomplete data picture Consolidated and enriched — standardized report powered by Marvin™
Consistency Depends on who's working the file Same data picture, same evidence, every underwriter

The workbench took the part of my job I hated — the tab-hopping — and gave me back the part I got into this for: pricing the actual risk.

Senior UW · Mid-market casualty carrier Pilot · Q4 2025
Pilot program

Know your book
before it surprises you.

We can execute a targeted classification exercise or a full snapshot of every account in your book. Marvin™ technology finds risk across your portfolio, audits exposure before renewal season, or pressure-tests your internal classification KPIs.

Apply for pilot access Discounted rates for select clients.
Apex National · Book Audit.
Q2 2026
Carrier Portfolio Review
Total Accounts
247
Scanned in 4m 12s
Critical Alerts
8
Renewal within 45 days
Misclassified
14
NAICS / SIC mismatch
Critical 8 accounts
OSHA citations, new litigation, DOT violations
Serious violations, active lawsuits, and FMCSA records not reflected in current policy files. All renewing within 45 days.
Westfield Mfg Summit Properties Lakeside Freight +5 more
Warning 19 accounts
Classification mismatch & entity changes
14 NAICS/SIC mismatches surfaced for review. 5 ownership or DBA changes — named insured may no longer match.
Henderson Med New Horizons Bk +17 more
Clear 222 accounts
No material changes detected
Sources verified, classifications confirmed, no adverse signals. 3,108 sources checked. Ready for renewal.
222 clear 3,108 sources
M
Marvin · Book Audit Summary
8 accounts flagged high priority — all with renewal dates in the next 45 days. 3 of 8 show repeated OSHA citations not flagged at last bind. 14 NAICS/SIC mismatches surfaced for review. Want me to queue re-classification recommendations?
Pricing

Scales with your needs.

Start with lightweight API access or a fully embedded platform. Every engagement starts with a conversation.

API access Hosted workbench Fully embedded platform
Talk pricing Every engagement is scoped to your book + business.
Book a demo

20 minutes. No pitch deck.

Bring a real account. We'll run it live through the workbench so you can see exactly how a snapshot forms. No generic pitches, real conversation.

What you get

Your team's workflow in real time.

Here's what you get with the Relativity6 workbench.

  • Live snapshots on any account
  • Source-linked findings, every time
  • Renewal differentials at a glance
  • Audit-ready defense exports
  • Deployment that fits your stack
Typical response: < 1 business day · 20-min slot
Pick up to 3 times that work 1 of 3
1

We'll confirm one of your proposed times within 1 business day.

Got it — we'll be in touch.

We'll confirm one of your proposed times within 1 business day. Watch for an email from marvin@relativity6.com. If you want to move faster, hit reply and tell us the account — we'll have the Snapshot ready when we meet.

The honest answers

Questions you actually have.

Is this another "AI will replace your underwriters" pitch? +
No. Relativity6's Marvin™ technology does the research-and-citation work your senior underwriters already hate. The judgment, the pricing, the relationship — that stays with your team. We measure success by how much more interesting your team's day becomes, not by headcount reduction.
How do you handle data security and residency? +
SOC 2 Type II certified.
Can I verify every finding back to the source? +
Every finding's source is linked. If Marvin™ tech can't find it, we tell you — because knowing the data isn't out there is a data point in itself.
What does Core+ include?Core++
Every account starts with Marvin™'s core data layers; Core+ adds the deeper enforcement, financial, and risk layers on top. Across an account, Marvin™ reads:
  • Company registration
  • Property verification
  • Property financials
  • Online presence
  • Compliance · OSHA
  • Form 5500
  • Sec. of State
  • UCC filings
  • FMCSA · SAFER
  • Liquor licenses
  • OFAC · restricted lists
  • Digital risk
  • Adverse media
  • Risk flags
See each layer and what it tells an underwriter →
Does it integrate with my policy admin system? +
Enter your policy number in the workbench and generate a PDF of the snapshot that you can attach directly to your policy system.
How do you handle regulatory and compliance concerns around AI? +
PDF exports are ready for defending your decision. They're audit-ready and traceable to primary sources.

See what zero-question underwriting looks like on your book.

20 minutes, a real account, no pitch deck. We'll show you exactly what your team gets.

Are you an underwriter?

Tired of tab-hopping?
We get it.

Drop your email and we'll send you a one-pager explaining what we do to whoever matters.

We'll never sell your information.

✓ On its way — check your inbox.

Pilot program Discounted pilot rates for select clients. Classification audits to full book analysis.