For underwriters · what to tell your boss

Know who you’re really doing business with.

Right company, right location, right owner — resolved before a single finding gets attached. Marvin™ Tech does the research, cites every source, and labels what it couldn’t confirm, so you price the business that’s actually there, not the one on the application. Here’s the workbench.

New Horizons Baking Company
Commercial bakery · private · since 1967
Multi-site commercial bakery headquartered in Norwalk, OH. Operates five plants across Ohio and Indiana with 251–500 employees, supplying national QSR brands incl. McDonald's. New high-speed Columbus facility online 2025.
HQ211 Woodlawn Ave, Norwalk OH 44857
Revenue$25M–$50M est.
Employees251–500 associates
NAICS311812 · Commercial Bakeries
Years59 · founded 1967
OwnerTrina Bediako · CEO
Web · company details & public filings Company registration Property verification Online presence Records & Marvin™ · Core+ Compliance · OSHA Digital risk Adverse media Property financials Form 5500 Risk flags
Risk level
High
Confidence
91%
2 caution flags 3 top findings Registration verified
Coming soon UCC filings · Liquor licenses · OFAC · restricted lists · FMCSA · SAFER
What Relativity6 changes — for your team and your manager
Entity resolution
The businesses nobody else can verify.
Too small or too new for a credit file. An LLC filed as an Inc. A bar on the books as an office. Three carriers told us a quarter to half of their small-business credit pulls come back empty. Marvin™ resolves the entity from the state filing, the premises and the web, then attaches every finding to the right business.
Defensibility
Every finding cited. Every blank labeled.
A source on every flag, and a verification state on every field, so you see what we couldn’t confirm, not just what we could. Defense exports for reinsurers, regulators and loss review, generated at bind, not scrambled after the fact.
Consistency
Every underwriter pricing on the same evidence.
New hires and tenured staff work from the same picture of the business, with the same sources behind it. The senior judgment gets codified, not lost.
Deployment
Ready to implement. Zero IT lift required.
SOC 2 Type II. SSO included. Scales from API access to a fully embedded platform — from agency to Tier 1 carrier, without integration complexity.
Relativity6
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