Every finding is sourced. Every decision is defensible. Every underwriter is consistent. Our Marvin™ technology is the AI data and reasoning layer powering the workbench that makes your team audit-proof.
Three steps. No new workflows. Relativity6 slots into the process you already run — and does the research, verification, and renewal-tracking work in a single pane. Built for every layer of the underwriting process.
Search with as little as a company name and address. Marvin™ starts assembling the risk picture — company facts, exposure drivers, top findings — preparing you for a quick, informed, and audit-ready decision.
A complete risk analysis executes in under a minute, organized by category. Every piece of data has a source: OSHA, Secretary of State, SAFER/DOT, UCC, licenses, adverse media, litigation, and more.
Price with the full snapshot in view. Export a defensible and audit-ready PDF. At renewal, Relativity6 highlights the changes since bind: NAICS reclassifications, new lines of business, fresh OSHA violations, ownership shifts, adverse media.
One submission pulls every layer below — each one a public source Marvin™ reads, translated into a signal you can price against. Layers marked Core+ are part of the Core+ data pack.
Legal entity, structure, and active status — so the policy attaches to a real named insured.
Insured locations, owned vs. leased, and building characteristics behind property and BOP exposure.
Valuation and financial signal on the locations being rated.
Website and domain age — how established and legitimate the operator looks.
Safety citations, penalties, and repeat violations — your clearest read on workers' comp loss exposure.
The benefit-plan filing: true headcount, plan funding, and a quiet cross-check on company size.
Confirms the entity is active and in good standing, with registration date and structure.
Liens against business assets that reveal secured debt, leverage, and financial stress.
Federal motor-carrier record: DOT authority, fleet size, inspections, and crash history.
License status and class where alcohol is part of the operation and the exposure.
Treasury sanctions and watchlist screening — the compliance gate to write an account at all.
Email authentication (SPF, DKIM, DMARC) and cyber-hygiene warning signs.
Continuous news scanning for litigation, breaches, recalls, and leadership trouble.
The handful of findings that actually move the price, surfaced to the top first.
Looking for a source we haven't listed yet? Let's talk →
We're building AI for one of the most regulated industries on earth — and we've been at it since 2016. Here's the short version. Full story
Long before “AI” became a pitch-deck bullet, we were mapping the data underwriters needed but couldn't get to fast enough. We started with the question they were actually asking: why is this risk priced the way it is? Marvin™ was born — data, reasoning, and enrichment — to show you the right path.
Every decision faces audit. Every finding needs a source. Marvin™ technology, our proprietary data and reasoning layer, is built inside those constraints — not around them.
Problems nobody has solved yet, in an industry that rewards endurance. The platform compounds the longer you use it. Relativity6 makes models strong enough to face regulatory scrutiny, building in new territory, and shielding you from AI's hallucinations.
Marvin™ aggregates from hard-to-access government sites, the web, and our own data layer — then reasons across all of it. Findings are sourced, cited, or flagged. The thinking layer is Marvin™ technology.
Ten years of commercial underwriting research. We've hosted most workflows, most audit standards, most renewal rhythms. Yours included.
Here's what changes when we handle the research + sourcing.
| Without Relativity6 | With Relativity6 | |
|---|---|---|
| Research time per submission | ~45 min across 6–8 sources | ~12 min, single pane |
| Sources checked | Manual — OSHA, Secretary of State, SAFER/DOT, UCC, licenses, news, broker packet | Auto-aggregated, primary-source-linked |
| Renewal process | 2+ hours of manual investigative work | Side-by-side what-changed, flagged by magnitude |
| Data picture | Gaps between broker packets, siloed sources, incomplete data picture | Consolidated and enriched — standardized report powered by Marvin™ |
| Consistency | Depends on who's working the file | Same data picture, same evidence, every underwriter |
The workbench took the part of my job I hated — the tab-hopping — and gave me back the part I got into this for: pricing the actual risk.
We can execute a targeted classification exercise or a full snapshot of every account in your book. Marvin™ technology finds risk across your portfolio, audits exposure before renewal season, or pressure-tests your internal classification KPIs.
Start with lightweight API access or a fully embedded platform. Every engagement starts with a conversation.
Bring a real account. We'll run it live through the workbench so you can see exactly how a snapshot forms. No generic pitches, real conversation.
Here's what you get with the Relativity6 workbench.
20 minutes, a real account, no pitch deck. We'll show you exactly what your team gets.
Drop your email and we'll send you a one-pager explaining what we do to whoever matters.
